Make everyday purchases without the hassle of carrying cash or checks
The Carter Bank & Trust Debit MasterCard may be used to make everyday purchases at millions of places worldwide where Debit MasterCard is accepted, including:
- Department Stores
- Internet Merchants
- Doctor's Offices
- Airlines and Hotels
- Grocery Stores
- Gas Stations
Purchase amounts are automatically deducted from your checking account so you won't incur interest charges, accumulate debt, or create monthly bills to pay.
Save time by using your card to pay bills automatically
From Internet and cell phone to health club dues and commuter passes, service providers are offering the convenience of automatic bill payments. Call these businesses to set up automatic payments using the Debit MasterCard to ensure your recurring bills are paid on time, every time.
Simplify your record keeping
Each time you use the CB&T Debit MasterCard for a purchase or any other transaction, information about the transaction will be listed on your checking account statement. With each purchase, you will have a record of the merchant name, the purchase date, and the amount spent - information that can make it easier to track your spending and manage your budget.
Access your checking account at home and abroad
The Carter Bank & Trust Debit MasterCard can be used to get cash through ATMs that accept MasterCard.
Save money when traveling outside of the United States
Exchange rates for cash access at international ATMs are often better than the rates available at foreign banks and currency exchange kiosks. Often there are favorable exchange rates when making purchases at millions of locations abroad where Debit MasterCard is accepted.
Enjoy added security and protection
Using the Carter Bank & Trust Debit MasterCard is safer than carrying a lot of cash and more convenient than writing checks. Shop with confidence--on the Internet, by phone, or in person. If your card is lost or stolen, or if your card number is used without your permission, you will have zero liability for unauthorized purchases.
ATM withdrawals / Cash withdrawals
Your Carter Bank & Trust Debit MasterCard card may be used to withdraw cash from your account at more than a million ATMs around the world.
ATM surcharge fees
Most owners of ATMs charge a fee for using their ATM. The ATM will notify you how much their fee is and allow you to stop before the fee is charged.
Carter Bank & Trust does not charge a fee for using your card or for using an ATM. Any fee charged by a third party will be passed on to you.
When cash is needed, make a purchase at a store - select "DEBIT", enter the PIN, and request Cash Back. Most chain stores offer this option which eliminates a stop at the ATM and No Fees - saving time and money!