Home  |  Contact Us  |  FAQ  |  Careers  |  Investor Relations  |  Locations and Hours
Routing Number:  051403957

Christmas Clubs

Photo of 2 boys wearing Santa hatsChristmas Clubs earn a competitive rate and provide an excellent avenue to save for the most wonderful time of the year!  Call or visit a local office for more details.

Here is how it works:

  • Sign up for a Christmas Club by making an initial deposit
  • Two forms of identification (including one picture ID) are required to open account
  • Deposit equal payments into the account throughout the year
  • Interest will accrue on the outstanding balance during the entire period
  • In late October, a check will be issued representing the balance plus interest

 

DISCLOSURE OF ACCOUNT TERMS


Rate Information

  • The interest rate will be set prior to the date designated to begin opening clubs each year
  • Account options are weekly coupon payments or monthly automatic drafts
Account Type Coupon Book Automatic Draft
  # Pmts Pmt
Amt
# Pmts
Pmt
Amt
$250 Club Account 50 $5 10 $25
$500 Club Account 50 $10 10 $50
$1,000 Club Account 50 $20 10 $100
$2,000 Club Account 50 $40 10 $200
  • Interest begins to accrue on the business day you deposit non-cash items (for example, checks)
  • Interest is compounded daily and credited at the end of the club
  • If a club is closed before the cutoff date, the accrued interest will not be credited

Eligible Account Holders:

  • Individuals
  • Nonprofit Organizations
  • Trust Accounts
  • Sole Proprietorships
  • Partnerships
  • Corporations

The daily balance method is used to calculate the account interest. This method applies a daily periodic rate to the principal ledger balance in the account each day.

Photo of young girl holding Christmas packages
Christmas Clubs 2018
Available Now!
CLUB INFO
Photo of man typing on his computer
Employment Opportunities
JOIN OUR TEAM!
CLICK HERE
Graphic of a telephone
Telephone Banking
24/7 Access!
LEARN MORE