Carter Bank & Trust  



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Beaver Creek Corporate Office

About Us

Carter Bank & Trust is a state chartered community bank in the Commonwealth of Virginia, with $4.66 billion in assets as of December 31, 2013. We operate 123 branches in our Virginia/North Carolina market area, and offer a full range of deposit accounts including LIFETIME FREE CHECKING, interest checking, Savings, Retirement, Money Market, and Certificates of Deposit. We are known for competitive interest rates that provide a good return on our customer’s investment. All of our deposit accounts are insured by the FDIC up to the maximum amount allowed by law, which currently is $250,000 per depositor subject to aggregation rules.

In addition to deposit services, a full range of commercial and consumer loan products are available. The process of originating and closing a loan at Carter Bank & Trust is straight-forward and transparent. Loans are available in all amounts to meet our customer’s financing needs. >>read more

Our History

           Carter Bank & Trust was formed on December 29, 2006 by the merger of 10 banks with 123 offices in Virginia and North Carolina. At the time, this merger created the largest independent state-chartered commercial bank with headquarters in the Commonwealth of Virginia. Banks merged to form Carter Bank & Trust were Blue Ridge Bank, N.A., Floyd; Central National Bank, Lynchburg; Community National Bank, South Boston; First National Bank, Rocky Mount; First National Exchange Bank, Roanoke; Mountain National Bank, Galax; Patrick Henry National Bank, Bassett; Patriot Bank, N.A., Stafford; Peoples National Bank, Danville; and Shenandoah National Bank, Staunton.

          On December 13, 1974, an office of the First National Bank of Rocky Mount opened in Rocky Mount, VA with eight employees. This was the first bank created by Worth Harris Carter, Jr. of Martinsville and a group of prominent local business people. >>read more

In The News

  • June 26, 2014 - Carter: Feds regulations hurt banks, businesses >>Full Story

  • June 27, 2013 - Carter Discusses Growth, Challenges  >>Full Story

  • June 27, 2013 - Carter Bank & Trust Re-elects Board of Directors  >>Full Story

  • May 15, 2012 - Worth Carter Receives Honorary Doctorate  >>Full Story

  • June 30, 2011 - Banker: Recovery Will Take Years  >>Full Story

  • May 5, 2011 - Fundraiser to Benefit Wounded Marine  >>Full Story

  • June 2010 - Crafting a Core from Scratch  >>Full Story

  • June 24, 2010 - Carter: Regulations Expensive for Banks  >>Full Story



  Member FDIC Corporate Office
1300 Kings Mountain Road
Martinsville, VA  24112
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