Carter Bank & Trust  



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Beaver Creek Corporate Office

About Us

           Carter Bank & Trust is a state chartered community bank in the Commonwealth of Virginia, with $4.66 billion in assets as of December 31, 2013.  We operate 123 branches in our market areas of Virginia and North Carolina.   We offer a full range of deposit services including LIFETIME FREE CHECKING, interest checking, savings accounts, retirement accounts and other deposit accounts of various types, ranging from money market accounts to longer-term certificates of deposit.  The goal of our deposit services is to provide our customers with  a variety of products fit to their personal needs.  We provide competitive interest rates that provide a good return on our customers investment.  All of our deposit accounts are insured by the FDIC up to the maximum amount allowed by law, which is currently $250,000 per depositor subject to aggregation rules.

           In addition to our deposit services, we also offer a full range of commercial and consumer loan products.  Our loans are structured to meet the business needs of the customer.  In comparison to other financial institutions, the process of originating and closing a loan with us is straight-forward and transparent.  We make loans in amounts as low as $500 and as high as $50,000,000.  >>read more

Our History

           Carter Bank & Trust was formed on December 29, 2006 by the merger of 10 banks with 123 offices in Virginia and North Carolina. At the time, this merger created the largest independent state-chartered commercial bank with headquarters in the Commonwealth of Virginia. Banks merged to form Carter Bank & Trust were Blue Ridge Bank, N.A., Floyd; Central National Bank, Lynchburg; Community National Bank, South Boston; First National Bank, Rocky Mount; First National Exchange Bank, Roanoke; Mountain National Bank, Galax; Patrick Henry National Bank, Bassett; Patriot Bank, N.A., Stafford; Peoples National Bank, Danville; and Shenandoah National Bank, Staunton.

          On December 13, 1974, an office of the First National Bank of Rocky Mount opened in Rocky Mount, VA with eight employees. This was the first bank created by Worth Harris Carter, Jr. of Martinsville and a group of prominent local business people. >>read more

In The News

  • June 27, 2013 - Carter Discusses Growth, Challenges  >>Full Story

  • June 27, 2013 - Carter Bank & Trust Re-elects Board of Directors  >>Full Story

  • May 15, 2012 - Worth Carter Receives Honorary Doctorate  >>Full Story

  • June 30, 2011 - Banker: Recovery Will Take Years  >>Full Story

  • May 5, 2011 - Fundraiser to Benefit Wounded Marine  >>Full Story

  • April 14, 2011 - Blacksburg council to take up budget on April 26  >>Full Story

  • June 2010 - Crafting a Core from Scratch  >>Full Story

  • June 24, 2010 - Carter: Regulations Expensive for Banks  >>Full Story

  • June 25, 2009 - Bank's Earnings Soar for 1st Quarter  >>Full Story

  • December 10, 2008 - Shell Building Contract OK'd  >>Full Story

  • June 29, 2008 - Local Banker: Economic Problems "Severe"  >>Full Story

  • May 30, 2008 - FDIC Special Alerts  >>Full Story

  • May 17, 2007 - Appreciating Business  >>Full Story

  • May 17, 2007 - Awards Honor Achievements, Innovations of Business  >>Full Story

  • December 31, 2006 - Carter Bank Formed  >>Full Story

  • August 1, 2006 - Banks to Merge  >>Full Story



  Member FDIC Corporate Office
1300 Kings Mountain Road
Martinsville, VA  24112
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